I am a Filipino who was born and raised in the province. Eventually, I got to work in Manila then moved to my province then to another city then to Manila. I've moved from one company to another and for this reason, I've had several records with different companies.
The exciting part is (or should I say, challenging?)... Pagibig, unlike SSS, does not have a centralized system. It means, they could not access your records in another place. You have to literally have to go from one place to another.
So, in my case, since I've moved to 3 different places while working, means, my records are all scattered in all those 3 places.
Last December, I thought of availing of a loan. When I went there, it became hard for me to trace the office that will serve me. I went from the so-called Makati II Office, then to Makati III office although I must say that the Pagibig employees are accommodating and sincere in assisting. They even accommodated me beyond 5pm. I was asked to update my records and so I did. I also submitted my loan application form and was told that once all my records have been consolidated, they can process my application. I was asked to come back or follow up after 3 weeks. Since December is a busy month, I was not able to follow it up.
Come end of January 2011, I started thinking if my loan has been approved. So, I went there hopeful that my records are now ok because more than 3 weeks has passed. I learned all my records are now ok so all my data is now in Manila! Yahooo!! Finally. haha. After 13 years!
This time I found out that I was only granted 9K plus loan. SO i asked why since I've borrowed twice this amount before. The person assisting me said, one Pagibig branch took off my loan payments from my contributions because my loan was not paid by one of my companies! I'm still thinking, for as far as I know, all my companies deducted me in their records... hmmm. gotta find out.
So the only way to do this is to contact my previous companies to give me a certification that I had a loan but was deducted of payments and was transmitted to Pagibig. I'm done with two. My problem is one, where they no longer have my records!!! :( They've asked pagibig in that area and apparently, my records are already with the international group or something? |o how can I now fix my records? hmmm. :)
I am working on this till now, so I will post the update and outcome in my next blog. Please pray I can fix it!